​

Terms and Conditions

​

Introduction

These terms and conditions govern your use of our website and services. By accessing our website or using our services, you agree to be bound by these terms. If you do not agree to all of the terms and conditions, you may not use this website or our services.

​

Services

We provide mortgage protection underwriter services to help clients find mortgage protection insurance policies. We may modify, suspend, or discontinue any of our services at our sole discretion and without notice. We cannot guarantee any specific results from use of our services.

​

Use of Website

You may use our website for lawful purposes only. You must not use our website in a way that causes harm to the website or impairs anyone else's use of the website. You must not use our website to engage in illegal, abusive, or irresponsible behavior.

​

User Accounts

To access certain features, you may need to register and create an account. You must provide accurate account information. You are solely responsible for the activity on your account and must keep your account password secure. We may suspend or terminate your account if you violate these terms.  

​

User Content

You retain ownership of any content you submit via our services. By submitting content, you grant us a worldwide, royalty-free license to use, reproduce, modify, distribute, and publicly display that content to provide and promote our services.

​

Prohibited Conduct

You must not violate any applicable laws when using our website or services. This includes laws related to copyrighted content, material considered obscene or defamatory, and unauthorized sharing of personal data. We prohibit threatening, harassing, racist, sexist, or otherwise offensive conduct when using our services.

​

Links to Third Party Websites

Our website may contain links to third party websites. We provide these links only as a convenience and are not responsible for the content or activities of any linked websites. Using any third party sites is at your own risk.

​

Termination

We may terminate your account if you violate these terms. We reserve the right to modify, suspend, or discontinue any part of our services without notice. If we permanently discontinue a service, we will make reasonable effort to allow users to retrieve their content.

​

Disclaimers

Our website and services are provided "as is" without warranty of any kind. We disclaim any warranties regarding accuracy, fitness for particular purpose, or non-infringement. Some jurisdictions do not allow disclaimers of implied warranties, so the above disclaimer may not apply to you.

​

Limitation of Liability

We cannot guarantee continuous, error-free, secure, or virus-free operation of our website or services. We will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the website or services.

​

Governing Law

These terms are governed by the laws of Wyoming, USA without regard to conflict of law principles. Any legal disputes shall be resolved exclusively in the courts located in Wyoming

​

Changes to Terms

We may revise these terms occasionally and will post updated terms on our website. Your continued use of our website or services after new terms are posted indicates your agreement to the revisions. For significant changes, we may also notify you through email or other means.

​